For years, carriers have encouraged you to have cybersecurity. Starting this May, that is changing. What has been guidance is becoming a condition. And once carriers move that line, it does not move back. This Moment Did Not Arrive Overnight The shift happening this month has been building for several years. The insurance industry moved
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There are two answers we hear most often when we ask agency owners whether they are adequately protected. Both mean the same thing. Neither has ever seen the actual floor. The Core Baseline There is no mystery about what adequate protection looks like for a small insurance agency. Carriers and regulators have converged on the
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If cybersecurity has never made it to the top of your list, it is not because you want to deal with a breach, lose clients, or spend weeks recovering from an attack. It is because the topic has always felt like a foreign language. Cybersecurity is technical, complicated, and meant for someone else to figure
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Cyber risk is no different from the risk you already manage. It just has not been framed that way. Most insurance agents who feel stuck on cybersecurity are not stuck because they lack the capability. They are stuck because the subject has been placed in the wrong mental category. When a carrier requirement lands or
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