How to Know If Your Agency Is Actually Protected: 4 Core Controls

How to Know If Your Agency Is Actually Protected: 4 Core Controls

There is a question that comes up in almost every conversation we have with agency owners who are thinking seriously about cybersecurity. 

“Is what I have enough?” 

Not “what do I have?” They usually have a sense of that. The question is whether they have met the bar. I have found the honest answer, in most cases, is that it does not. 

That’s exactly what an insurance agency cybersecurity assessment is built to answer. 

Operating on the assumption that you are secure enough means the first time you find out the assumption is wrong is the day something goes wrong. 

The difference between “I think I’m fine” and “I know I’m fine” 

“I think I’m fine” looks like this: antivirus on every device, spam filtering in the inbox, a password manager someone set up last year. You have not had an incident. Nobody has complained. Things appear to be running smoothly. 

“I know I’m fine” looks different. It looks like a documented record of the controls you have, confirmation that those controls are actively running, and a partner who can tell you in real time whether anything has changed since you last checked. 

Most agencies are in the first category. Read Why Small Insurance Agencies Are Cyber Attack Targets.

Carriers, regulators, and E&O underwriters are increasingly asking for the second. 

What Protected Looks Like 

Every business has unique cybersecurity needs because the risks you face depend on the products you sell, the data you handle, and the markets you serve. 

Most agencies can get away having these: 

  • Device protection and 24/7 monitoring 
  • Email Threat Protection 
  • Email Encryption 

In almost every agency we assess, at least two of the four controls are either missing or unconfirmed. Some agents are even working with free email services, risking their data every time they send or receive sensitive information from clients. 

What’s Next?

Closing these gaps requires knowing exactly where they are, and that is something you confirm by getting assessed, understanding where you are, and where you should be. 

Take 60 seconds to book a time with our experts and finally understand what it takes for your agency to be protected. Get a free cyber assessment here. 

Leave a Reply

Your email address will not be published. Required fields are marked *