Cyber Insurance Incident Response is the coordinated process your policy triggers the moment a breach happens — who gets called, who investigates, who pays for what, and how quickly it all must happen. It’s different from general IT incident response because your cyber insurance policy sets rules around it, and those rules affect whether your claim gets paid. What an
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A Cybersecurity Assessment is a review of your agency’s current security setup, completed to find out if your agency is exposed before someone attempts to exploit it and to ensure regulatory compliance. What a Cybersecurity Assessment Actually Covers A proper assessment looks at the area’s insurance agencies are most commonly exposed: The point is not to overwhelm you with a technical report. It’s to give you a clear,
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There is a question that comes up in almost every conversation we have with agency owners who are thinking seriously about cybersecurity. “Is what I have enough?” Not “what do I have?” They usually have a sense of that. The question is whether they have met the bar. I have found the honest answer, in most cases, is that
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Your Insurance License Comes With a Responsibility Outside Insurance What you are legally obligated to protect and what happens when something goes wrong. When you earned your insurance license, the curriculum covered products, markets, and regulations. Nobody explained that collecting client information in the course of normal business creates a legal data protection obligation. Several
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